Finance Surgery are an independent mortgage advice service that use products from the whole of the financial services market, whether you’re a home owner renting, living with parents or business owners we are able to assist in recommending the correct products that meet your needs and requirements.
At Finance Surgery we often find even if you have purchased products directly with an insurer, bank building society, via an online comparison tool or through a broker the recommendation made is not always the correct one. Finance Surgery are able to detail this if this is not the case.
With the ever changing world of financial services, innovation and pricing of products you circumstances need to be reviewed regularly. A great example is for the general population that Vape and no longer smoke. Ordinarily if you Vape and no longer smoke and have purchased products you will be classed as a smoker and will pay a higher premium than if you didn’t smoke.
Finance Surgery now have access to products that have a reduction in premiums for non-smokers that purely VAPE if you fall into this category please contact us immediately. There are many other examples of how insurers differ with pricing and underwriting depending on your circumstances why not find out some more information, we are a free service so start using it now.